You discovered that a credit reporting agency or debt collector is spreading false information, and it's hurting your credit score. What now?
A lawyer who understands consumer laws, such as the Fair Credit Reporting Act (FCRA) and Federal Debt Collection Practices Act (FDCPA), can help you take legal action!
Here are 3 benefits of hiring a lawyer to correct your credit:
Legal Advice: Only attorneys are permitted to evaluate your situation and offer you legal advice that is tailored just for you. A credit attorney can identify relevant consumer laws that fit your case and guide you through the entire process, from properly submitting disputes to filing lawsuits. Whether you are struggling with identity theft, bogus charges, or aggressive debt collectors, an attorneys can offer you one-stop services. Plus, credit attorneys typically do not require out-of-pocket attorney's fees from you; instead, they recover their fees from the opposing party.
Legal Action: Attorneys are equipped to do more than just send dispute letters. They can effectively assist you in filing lawsuits against credit reporting agencies (CRAs) and debt collectors that violate the FCRA or FDCPA. Since there is a time limit on when you can take legal action, it is important to know when to stop merely sending dispute and demand letters and to file a lawsuit. An attorney can efficiently take legal action that can fix your credit.
Negotiations: Attorneys know how to negotiate with other attorneys and understand how to assess their client's damages. Having a credit attorney on your side empowers you to level the playing field and prevents the other party from taking advantage of you. Attorneys are familiar with potential recovery amounts for damages and can demand that the other party cover attorney's fees and costs.
Complete Northcross Legal's free claim evaluation and take legal action today!